434903 BIN Number Information

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BIN 434903 Information

434903 BIN/IIN number is issued by OTP BANK ROMANIA, S.A.. It's a VISA CREDIT card and the country of issuing bank is RO.
434903 bin number
BIN: 434903
Issuing bank: OTP BANK ROMANIA, S.A.
Card brand: VISA
Card type: CREDIT
Issuers website: www.otpbank.ro
Issuers contact: address: Strada Buzesti, nr. 66-68Sector 1Bucharest,  011017Romania
phone: 40 21 307 5700
fax: 40 21 308 5180
Country Code: RO
ISO Country Number: 642
Card Category: Classic, Gold, Platinum
Curency EUR, USD, RON
Latitude: 44°27'
Longtitude: 26°10'
Bank information:
OTP Bank Romania S.A. provides various banking products and services to individuals, businesses, small and medium enterprises, and corporations in Romania. Its deposit products include current accounts, junior accounts, term deposits, and savings accounts. The company’s loan portfolio comprises personal loans, loans for health, personal loans with mortgage, mortgage loans, general purpose loans, equipment loans, real estate loans, agriculture loans, and overdrafts; and working capital loans, credit lines, fixed interest rate loans, short-term cash loans, and loan guarantee programs for SMEs; multi-currency, multi-borrower, and multi-use loans; letters of credits, bank guarantees, investment loans, and fixed margin loans; and cash account limits and project financing. In addition, it offers credit cards, debit cards, university cards, and 3D secure services; Internet banking, SMS alert and SmartBank, and contact center services; money gram and money transfer services; investment products; digital certificates for electronic signature; bancassurance agent services; cash management services; financing solutions; and European funds accessing products. It operates a network of 56 branches and 28 agencies. The company was founded in 1995 and is headquartered in Bucharest, Romania. OTP Bank Romania S.A. is a subsidiary of OTP Bank Nyrt.

What is a BIN Number

What is a BIN? The BIN (Bank Identification Number) is the first six digits on your plastic card which are used to determine the card's bank and country of origin, type and category of the card.

What is a INN? The IIN (Issuer Identification Number) is a unique number which is given to a bank from a payment system for execution of operations on issue and acquiring of plastic cards.

BIN code is a six-digit number range according to ISO (The International Organization for Standardization) / IEC 7812-1 which was issued in 2006. BIN number can be used to look up all the information about the card. You can find the next information:

  • bank issuer
  • website of the bank;
  • address;
  • phone number;
  • location on the map

The card itself attributes:

  • type (debit, credit, prepaid);
  • network (MasterCard, VISA, American Express, Diners Club, Laser, InstaPayment, etc);
  • sub brand (VISA Gold, MC Standart, AMEX Corporate).

Credit and Debit Card Number Format

The first 6 digits are the bank identifier of the issuer (bank) that issued the card (BIN card), which a particular payment system assigns to a specific bank for a specific type of card.

The first digit of the BIN number of the card indicates membership in the payment system:

  • American Express – 3;
  • JCB International - 3;
  • VISA – 4;
  • MasterCard – 5;
  • China UnionPay - 6;
  • Maestro - 3, 5 or 6;
  • World - 2.

The numbers 7 through 15 are the identification number of the card and the card type (debit, credit or prepaid card), currency, region of issue.

The last 16 digit is the number by which the correctness of the card number is determined.

How to Use BIN Number

Every business can feel relieved with the associated security mechanism it offers, as they can feel a pulse of confidence which is naturally generated when BIN checker mechanism is in place. Our site allows checking the authenticity of the card online. For a given card number obtained from any transaction, the seller can search for and verify the information on the map of his claims by the user. The difference can provoke fraud. In this case, the seller must be careful.

  • What is BIN? BIN (Bank Identification Number) is the first six digits on your plastic card which are used to determine the card's bank and country of origin, type and category of the card.
  • What is INN? IIN (Issuer Identification Number) is unique number which is given to bank from a payment system for execution of operations on issue and acquiring of plastic cards.

Please pay attention that we don't take responsibility for inexact or incomplete results.The information provided should be used at your own risk. We do not guarantee perfect accuracy. Do not hesitate to let us know as soon as possible if you found some wrong information.

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