US Metro Bank provides commercial and consumer banking products and services. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides real estate, business term, express business, small business administration, and consumer loans; and business lines of credit. In addition, the company offers online banking and bill payment, telebanc, remote deposit capture, and wire transfer services; safe deposit boxes; and debit cards. It has two servicing offices. The company was incorporated in 2006 and is headquartered in Garden Grove, California.